Loan Stacking is the practice where businesses takes out multiple unsecured loans or cash advances on top of other unsecured loans in order to keep funding a business. The lender may or may not be aware of all the other loans and it provides a false picture to the lender of the actual indebtedness of the business. This is usually not sustainable as at some point a lender will realise and decline further lending or call their lending in if they realise the full position. If a business has to continually take on multiple unsecured loans without a clear strategy or just to keep the cashflow running, then at some point the whole thing is likely to come crashing down. This a hot topic in the funding industry at the moment.